Attention homeowners in Surprise and Maricopa County: Get an Appraisal today!

See the top seven reasons why AZ homeowners call on Lake Capital Group:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge a property tax assessment
  3. To cut a monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in AZ by determining the true market value of real estate in question

Own a home in or near Surprise, AZ and need help deciding the price of it?
Contact Lake Capital Group.

At Lake Capital Group, we understand the special needs of a customer seeking appraisal services. Our regular business clients are used to the appraisal process and the usual documents we provide. Being a regular consumer that ordinarily doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Lake Capital Group, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Lake Capital Group is experienced in helping clients just like you abolish unwanted PMI insurance.

Challenge a property tax assessment

Lets say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An appraisal report from Lake Capital Group is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be inconvenient from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Lake Capital Group can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for accuracy? We can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.